By accessing and using this website, you agree to be legally bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, you must stop using the service immediately.

These terms constitute a legal agreement between you and CapitalSeguro (yedaye.com). We reserve the right to modify these terms at any time, notifying of changes through the website.

yedaye.com provides educational and informative content on financial management and investment. This service does not constitute personalized financial, legal, or tax advice.

• The information provided is of a general nature and does not take into account your personal circumstances.
• We do not guarantee the accuracy, completeness, or timeliness of the published information.
• Investment decisions are the sole responsibility of the user. Any action you take based on information from this site is at your own risk.

To the fullest extent permitted by law, CapitalSeguro shall not be liable for any loss or damage, direct or indirect, arising from the use or inability to use the information contained herein.

3.1 User Rights

You have the right to access the public information on the site free of charge, to contact us for clarifications, and to submit complaints about the service.

3.2 User Obligations

You agree to use the website lawfully, without fraudulent purposes, and respecting intellectual property rights. It is prohibited to:

• Use robots, spiders, or any automated means to access the site.
• Copy, distribute, or modify the content without express authorization.
• Introduce viruses or any malicious code.
• Use the information for activities that violate Spanish financial regulations.

All intellectual property rights to the website content (texts, graphics, logos, images) are owned by CapitalSeguro or its licensors. A limited, non-exclusive, and non-transferable license is granted to access and use the content for personal and non-commercial use.

Any reproduction, distribution, or public communication without prior written authorization is prohibited.

We reserve the right to modify, suspend, or discontinue the service (or any part thereof) at any time, with or without prior notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the service.

We may terminate or suspend your access to the service immediately, without prior notice or liability, if you breach these Terms of Use.

For any inquiries related to these terms or legal matters, you can contact us at:

• Address: Plaza Morán, 3, 68º D
• Phone: 928 419556
• Email: info@yedaye.com

Official communications related to legal disputes must be sent in writing to the postal address above.